I have been an active working mother, a musician, a business owner and was involved in the Credit Card industry for many years. I have a 38 year old daughter and a 36 year old son. I live with my daughter and her family in our Florida home. Up until 2 1/2 years ago I was the primary breadwinner and traveled a bit. I had a full life and thought that I would work until retirement that would allow more time for travel and leisure.